Capital.com Review 2024

Is Capital.com regulated?

Yes, Capital.com has group entities that are authorized and regulated locally by authorities like the UK's Financial Conduct Authority (FCA), the Cyprus Securities and Exchange Commission (CySEC), the Australian Securities and Investments Commission (ASIC), the Securities Commission of the Bahamas (SCB) and the Securities And Commodities Authority in the United Arab Emirates (SCA).

Is Capital.com safe?

To be certain that a brokerage is safe, we highly advise that you check two facts:

• how you are protected if something goes wrong
• the background of the broker.

How you are protected

Whether you are covered by investor protection and to what amount depends on the legal entity you belong to.

Capital.com provides negative balance protection. If the balance on your account goes into negative territory, you will be protected. Negative balance protection is available only to Retail Clients.

Our brokerage experts put together a comprehensive guide on the safety profile of Capital.com.

Background

Capital.com was established in 2016. It has offices in London, Cyprus, Seychelles, Gibraltar and Australia. The longer the track record a broker has, the more proof that it has successfully survived previous financial crises.

Find your safe broker

Account base currencies

At Capital.com, you can choose from the following 5 base currencies: GBP, USD, EUR, PLN, AUD.

The actual number of base currencies available depends on your location.

This selection is average compared to competing brokers.

Why does this matter? For two reasons. If you fund your trading account in the same currency as your bank account or you trade assets in the same currency as your trading account base currency, you won't have to pay a conversion fee.

A convenient way to save on currency conversion fees is by opening a multi-currency bank account at a digital bank. These usually offer bank accounts in several currencies with great currency exchange rates, as well as free or cheap international bank transfers. Opening an account only takes a few minutes on your phone.

Deposit fees and options

Capital.com charges no deposit fees.

In addition to bank transfer and credit/debit card, depending on your location, you may also be able to use an electronic wallet like Apple Pay or PayPal to add funds to your account.

Here's all you need to know about minimum deposit requirements and depositing money at Capital.com.

A bank transfer can take several business days, while payment with a credit/debit card is instant. You can only deposit money from accounts that are in your name.

Capital.com supports the following electronic wallets:

• Apple Pay
• PayPal
• Neteller
• Skrill
• Sofort
• Trustly

Exactly which electronic wallets are available for you depend on your location.

Capital.com withdrawal fees and options

Capital.com charges no withdrawal fees. The options for withdrawing funds are the same as for deposits.

Read our guide containing all key info on available withdrawal methods and related fees at Capital.com.

You can only withdraw money to accounts in your name.

How long does it take to withdraw money from Capital.com? We tested the debit card withdrawal and it took 1 business day.

How do you withdraw money from Capital.com?

• Log in to your account.
• Click on 'Live' in the top right corner of the screen.
• Select 'Withdraw Funds' from the drop-down menu.
• Select your withdrawal method and enter the amount you wish to withdraw.

Can you open an account?

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83.51% of retail CFD accounts lose money

Capital.com accepts clients from all over the world with a few exceptions, most notably the US.

Read our separate article on how to get your account started with Capital.com.

What is the minimum deposit at Capital.com?

The required Capital.com minimum deposit is $20.

This minimum deposit is applicable if you transfer funds via credit/debit card, Apple Pay, or PayPal (depending on your location). For wire transfers, the minimum deposit is $50.

Account types

Capital.com offers individual accounts as the standard account. You can also open a corporate account, but you need to contact customer support directly to set this up.

How to open your account

The account opening experience at Capital.com is excellent: it is a smooth ride, quick and easy. Our account was approved within 1 day.
Here are the steps to open an account at Capital.com:

1. Create an account and you will have immediate access to the live platform. This allows you to become familiar with the platform before trading.
2. Within the platform, click 'Complete registration'.
3. Go through a list of questions about your basic data (country of residence, employment status, financial status). The clean design makes the process smooth and enjoyable.
4. Answer questions about your knowledge with regards to specific products.
5. Select your account currency.
6. Finally, upload your personal ID (passport, driver's license, or national ID card) and proof of residence (bank statement, utility bill, etc).

Capital.com has its own self-developed mobile trading platform.

The mobile trading platform is available in several languages.

Look and feel

The Capital.com mobile trading platform is user-friendly, users can learn how to use the various functions in a short time.

Login and security

Capital.com provides a safer, two-step login for its mobile platform.

You can log in using biometric authentication, which is a convenient feature.

Search functions

The search functions are good.

There are pre-defined categories, such as Top Risers/Fallers or Most Volatile, and you can also search by entering the terms manually.

Placing orders

You can use the following order types on the mobile trading platform:

• Market
• Limit/Stop
• Stop-loss/Take profit
• Guaranteed Stop

There are also order time limits you can use:

• Good 'til time (GTT)
• Good 'til cancel (GTC)

Alerts and notifications

You can set alerts and notifications on the Capital.com mobile platform.

To set up the alerts, click on the asset and select the price level you would like to get notifications about.

Personalized Homescreen

Capital.com has an easily customizable mobile trading app. We liked that we could organize our homescreen the way we wanted. 

Dynamic Widgets

Dynamic Widgets are an array of widgets that we could add to our homescreen. These widgets include real-time market updates, personalized watchlists, education resources, financial news feeds, and more.

Volume-Weighted Average Prices (VWAP)

Capital.com's Volume-Weighted Average Prices help users who would like to trade large volumes. VWAP calculates the average price of a security over a specified period, taking into account both the trading volume and the prices at which trades were executed during that period. This enables clients who trade large volumes to see the depth of the order book and get a more accurate picture of the true market price of a security.

Our analysts personally tested Capital.com's mobile trading platform; read the Capital.com mobile app review for a detailed verdict on its performance and features.

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83.51% of retail CFD accounts lose money

Capital.com has its own self-developed trading platform. In addition, you can also use the MetaTrader 4 platform (not available for residents of France) and TradingView.

The web trading platform is available in several languages.

Look and feel

The Capital.com web trading platform is user-friendly and has a great design. All the important functions, such as search and portfolio reports, can be found easily.

Its biggest drawback is that you cannot customize the platform to your own needs (unless you connect to TradingView).

Login and security

Capital.com provides a safer, two-step login.

Search functions

The search functions are good.

There are pre-set categories where you can search (e.g. US stocks, indices, commodities), but there is also a search bar where you can enter your search terms manually.

Placing orders

You can use the following order types:

• Market
• Limit/Stop
• Stop-loss/Take profit
• Guaranteed Stop

If you are unfamiliar with some of these terms or want to learn more, read our overview of order types.

There are also order time limits you can use:

• Good 'til time (GTT)
• Good 'til cancel (GTC)

Alerts and notifications

You cannot set price alerts and notifications on the Capital.com web trading platform.

This is a miss in our view as it is a useful feature for users.

Portfolio and fee reports

Capital.com has clear fee reports.

They can be found under the 'Reports' tab, and you can immediately send it to yourself in an email and download it as a CSV file, which is very convenient.

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83.51% of retail CFD accounts lose money

Capital.com is a CFD broker. To learn more about CFDs, read our CFD trading tips.

Capital.com has a great selection of CFD products.

Note that in the table below, all products are CFDs, including currency pairs and crypto. Also, crypto CFDs are not available for UK clients.

Disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 83.51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Leverage

Note that the FCA banned the sale of crypto-derivatives to UK retail consumers as of January 2021.
Be careful with forex and CFD trading as the preset leverage levels are high. The broker allows its clients to change the size of leverage, which is great. Changing leverage is a useful feature when you want to lower the risk of your trade.

How do I deposit money into Capital.com?

You can deposit funds into your Capital.com trading account by bank transfer, credit/debit card, or alternative methods such as Apple Pay or PayPal (depending on your location). Just go to 'Fund my account' inside the client area or in the mobile app and choose your preferred method. Capital com charges no deposit fees.

How much does it cost to start Capital.com?

Before you start trading at capital com, you must deposit a minimum amount into your trading account, which is $20 if done by credit/debit card or alternative methods such as Apple Pay or PayPal depending on your location. Once you have made your deposit, it is possible to invest as little as $1 at a time.

Does Capital.com accept PayPal?

Yes, you can use PayPal to deposit money to your Capital.com trading account if you live in the EU or Australia (it is not available in the UK). Learn more about PayPal deposits.

How long does it take to open an account at Capital.com?

Completing the registration process should take about 15 minutes. Once Capital.com receives all your information and documents, your account application will be reviewed usually in less than a day.

How long does it take for Capital.com to approve my account?

Once you have completed the registration form and uploaded all documents to verify your identity, in theory your account may be reviewed within 48 hours. In practice, Capital.com may review your account in less than a day.

How do I know if my Capital.com account is approved?

You will be notified by email as soon as your account is activated by Capital.com.

Can I use a debit card to deposit to Capital.com?

Yes, you can deposit to your Capital.com trading account using a debit card. Debit card deposits are free, and the funds will appear on your trading account instantly. Please note that you can only use cards that are in your name, and that Capital.com does not accept deposits from US banks or from US clients.

Is Capital.com regulated by the FCA?

Yes, Capital.com is regulated by the UK's Financial Conduct Authority (FCA). To learn more, read our overview about the importance of FCA regulation.

Are ETFs available at Capital.com?

No, ETFs are not available to trade at Capital.com. Read on to learn more about ETF trading and possible alternatives.

Is SIPP available at Capital.com?

No, SIPP accounts are not available at Capital.com Read our overview of SIPP accounts for a list of brokers where they are available.

Lower fees, lower costs?

We detailed this in our Capital.com fees article.

What about the minimum deposit?

Our ultimate guide to the Capital.com minimum deposit is updated regularly.

How to start your Capital.com account?

Look no further than our evaluation of the Capital.com account opening.

How's their trading app?

Here's our expert view after checking the Capital.com trading app.

Is the quality of customer service satisfactory?

All you need to know about the Capital.com customer service.

Legit or scam?

Is Capital.com legit features all the key aspects you need to look at to see if a broker is legit.

Free or premium? Or both?

A glance at actual costs and whether Capital.com is really free.

Is this broker good for beginners?

We checked it in Is Capital.com good for beginners.

I want to trade options, are they available at Capital.com?

We explored the topic in Can you trade options on Capital.com?

What is the minimum account balance at Capital.com?

Check out the current account balance requirements at Capital.com in our What is the minimum account balance at Capital.com article.

Looking for commission and fees data for Capital.com?

We collected them in Capital.com commission and fees.

How do you withdraw money from Capital.com?

We tested it and collected the options and costs in How to withdraw money on Capital.com.

Is Capital.com regulated?

Yes, it is a regulated broker - explore more details about Capital.com regulation.

How are their research tools?

We summed up our findings in our overview of Capital.com research tools.